Minnesota Lending Company recognizes the importance of maintaining the privacy of your personal and financial information. We are committed to privacy practices that protect the confidentiality and security of this information. Information Collection, Use, and Encryption Application Forms When you apply for a loan on our site, we require that you provide certain personally identifiable information, including your name, address, phone number, and Social Security number. The information you provide will only be used to communicate with you to handle your requests. Once you submit your application, it is encrypted and sent directly to Minnesota Lending Company by e-mail. Social Security Numbers We require your social security number in order to process your pre-qualification or loan application. W hen you enter your social security number on our pre-qualification or application forms, it is encrypted and sent directly to us, as described above. We do not run a credit check or in any other way use your social security number without express permission from you. Log Files As is true of most Websites, we gather certain information automatically and store it in log files. This information includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and clickstream data. We use this information, which does not identify individual users, to analyze trends, to administer the site, to track users' movements around the site and to gather demographic information about our user base as a whole. This information is collected to help us improve our Website and our service to you. Information Sharing and Disclosure Personally Identifiable Information We do not share personally identifiable information with third parties other than those directly involved in your loan process, such as lenders, credit agencies, and title companies. We do not sell, rent, or in any other way intentionally disclose your information to companies or individuals not involved in the processing of your loan. By filling out an application, sending an email, or making an inquiry, you agree to allow Minnesota Lending Company to keep and use the information you have given us consistent with this policy. Legal Disclaimer We reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or to comply with a judicial proceeding, court order, or legal process served on our Website. Other Privacy Information Links to Other Sites This Website contains links to other sites that are not owned or controlled by Minnesota Lending Company. Please be aware that we, Minnesota Lending Company, are not responsible for the privacy practices of such other sites. We encourage you to be aware when you leave our site and to read the privacy statements of each and every Website that collects personally identifiable information. This privacy statement applies only to information collected by this Website. Changes in this Privacy Statement If we decide to change our privacy policy, we will post those changes to this privacy statement, the homepage, and other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. We reserve the right to modify this privacy statement at any time, so please review it frequently. If we make material changes to this policy, we will notify you here, by email, or by means of a notice on our home page. Contact Us If you have any questions or suggestions regarding our privacy policy, please contact us at: Minnesota Lending Company |
